Terms of Service
Last updated: July 2026
Important Disclaimer
Points to Escape is an independent consulting service. We do not issue credit cards, extend credit, or make credit decisions. Any card recommendations are for informational purposes only. Applying for a credit card is entirely your decision — we are not encouraging you to take on debt. Please review all card terms directly with the issuer before applying. We may earn affiliate commissions if you apply for a card through our links, at no cost to you.
1. Overview
These Terms of Service govern your use of the Points to Escape website and services. By accessing or using our services, you agree to be bound by these terms. If you do not agree, please do not use our services.
2. Services
Points to Escape provides points and miles consulting services, including free audits, strategy calls, and trip research and booking assistance. All recommendations are based on publicly available information and our professional judgment. We do not guarantee any specific outcome, redemption, or approval for credit card applications.
3. No Financial or Legal Advice
The information provided through our services is for informational and educational purposes only. It does not constitute financial, legal, tax, or investment advice. You should consult with qualified professionals before making any financial decisions, including applying for credit cards.
4. Credit Card Recommendations
Any credit card recommendations we provide are based on our analysis of publicly available card benefits, rewards programs, and your stated spending patterns. Card terms, benefits, and offers change frequently. Always verify current terms directly with the card issuer before applying. We are not responsible for changes to card programs or issuer decisions.
5. Affiliate Relationships
We may participate in affiliate marketing programs. This means we may earn a commission when you apply for a credit card through links on our site, at no additional cost to you. These commissions help support our independent research and content. Our recommendations are based on what we believe is best for you, not on commission rates.
6. Payments and Refunds
Strategy calls and trip research services are paid in advance. If you need to reschedule a call, please provide at least 24 hours notice. Refunds are provided on a case-by-case basis for services not yet rendered. Contact hello@pointstoescape.com with any billing questions.
7. Limitation of Liability
To the maximum extent permitted by law, Points to Escape shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or relating to your use of our services. Our total liability shall not exceed the amount you paid for the specific service giving rise to the claim.
8. Changes to Terms
We may update these Terms of Service from time to time. Continued use of our services after changes constitutes acceptance of the revised terms. We will notify users of material changes via email or a notice on our website.
9. Contact
Questions about these terms? Contact us at hello@pointstoescape.com.